To submit the completed FHA Single Family Housing Appraisal Report, follow these instructions: 1. Ensure all sections are accurately filled out and double-checked for compliance with FHA standards. 2. Save and download the completed PDF from PrintFriendly. 3. Submit the PDF through the FHA-approved online submission form, or email it to the relevant FHA office's email address provided in their contact information. 4. For physical submissions, print the completed report and mail it to the FHA's designated address or fax it to their provided fax number. Contact the FHA directly for the most current submission addresses and contact details. Our advice is to always keep a copy of all submitted documents for your records.

Ensure your submissions comply with any deadlines specified by FHA regulations. Check for updates on FHA's official website for the latest information.

The FHA Single Family Housing Appraisal Report and Data Delivery Guide serves multiple purposes. First, it ensures that appraisers and lenders adhere to the standardized requirements set by FHA to maintain accuracy and consistency in appraisal reports. This, in turn, helps in the fair and equitable assessment of property values, which is essential for both lenders and borrowers navigating the FHA loan process. Additionally, the guide helps in streamlining the appraisal process by providing clear instructions and standardized formats, which can reduce errors and omissions. This standardized approach not only safeguards the interests of the borrowers but also provides lenders with reliable data for making informed decisions. The guide's comprehensive nature covers various types of FHA properties, including single-family homes, manufactured homes, and condominiums. This makes it an indispensable resource for professionals involved in the valuation of FHA-insured properties, ensuring that all necessary aspects are thoroughly evaluated and reported.

• 1. Subject Section: Contains information about the property being appraised, including address and ownership details.
• 2. Contract Section: Details about the contract of sale, including terms and conditions.
• 3. Neighborhood Section: Information on the neighborhood, including boundaries and characteristics.
• 4. Site Analysis Section: Evaluates the site, including size, shape, and topography.
• 5. Leasehold Interest/Ground Rent Section: Details leasehold interests and ground rent information.
• 6. Description of Improvements Section: Provides a detailed description of the property's improvements.
• 7. Sales Comparison Approach Section: Compares the property with similar properties that have been sold recently.
• 8. Reconciliation and Conditions of Value Estimate Section: Summarizes the appraiser's conclusions about the property's value.
• 9. Cost Approach Section: Estimates the replacement cost of the property minus depreciation.
• 10. Income Approach Section: Evaluates the property's potential to generate income.
• 11. Planned Unit Development Information Section: Information pertaining to planned unit developments if applicable.

Failing to submit this form on time can lead to several negative consequences, including delays in loan approval and possible rejection of the loan application. Ensure all sections are accurately completed to avoid any issues.

• Loan Approval Delays: Submitting an incomplete or inaccurate form will delay the loan approval process.
• Application Rejection: Failure to comply with FHA standards may result in the rejection of the loan application.
• Additional Documentation Requests: You may be asked to provide additional documentation, causing further delays.

• 1. FHA Loan Applications: Use this form when applying for an FHA loan to ensure the property appraisal is compliant.
• 2. Refinancing FHA Loans: Homeowners refinancing their FHA loans must use this form for property appraisals.
• 3. Real Estate Transactions: Ensure property appraisals for FHA-insured real estate transactions are conducted using this guide.